Hope To The End..............verification pg 2 ................. all ID Articles ................ Banking security

ID Authentication, Verification, Validation --
PHYSICAL and logical access ...
a two-factor system: a subdermal rfid chip containing an ID number + a biometric identifier on one's body
Verichip is NOT a stand-alone product. It is meant to be used in conjunction with biometric verification.


fingerprint-.digitaljournal                              iris scan - www.elmosanat.com
VeriEye http://www.securitypark.co.uk/security_article261738.html

What does Verification mean ?

The Dictionary defines "verify" as "to confirm" or "to substantiate" by comparison.
When a person identifies himself, he says, "I am so and so". In our technological age, we identify ourselves with numbers, our unique numerical identifier.
But a number -- of and by itself--is arbitrary and assigned. It is not a biological identifier. It needs fingerprints and iris scans etc. for verification---or confirmation-- in order for that number to be correctly associated with a unique individual

global economic System in stages: a morphing ID smartcard; a final 666 subdermal chip :

Today, "smart cards" are being widely accepted for all electronic financial transactions. We are quickly changing into a cashless society.

http://www.aladdin.com/etoken/pro/smart_card.asp ( Infineon and Siemens )

Banks need central databanks for biometric ID
The major challenge in implementing biometric banking on a larger scale is providing the infrastructure. Institutions would need a central repository of biometric information against which to compare the scans.

The biometric technology is software that turns fingerprints and facial and hand geometries into “biotopes” that can be used to verify someone’s identity for financial transactions, access to secure facilities and other uses, Boult said Tuesday....
We formed Securics to commercialize this technology because the government will only buy offthe-shelf products from private companies,” Wittenburg said.
Securics is financed mostly from government grants, including one to develop a long-distance outdoor facial-recognition system for the Defense Department.

PKI Public Key Infrastructure
Two-factor authentication: PKI smart card for financial transactions
" eToken PRO Smartcard offers strong authentication and guaranteed non-repudiation for sensitive applications such as eBanking, stock trading, eCommerce and financial transactions"

The coming National ID card (
REAL ID ) is a PIV ( personal identity verification) smart card, and will be mandated

The subtle power of Gradualism makes it easy for one to start with a simple smart card that performs only one function and then eventually that person is lured subtely into using that same card for 666 financing--- an application that was hidden within the microprocessor.

And that same Gradualism temps one strongly to take the subdermal chip for all financial transactions, feeling more secure with the chip under the skin. But both the 666 subdermal chip in the right hand or forehead
AND the 666 financing with a smart card are damnable. Please see
Revelation 13 and
Rev. 14: 9-11 . and also hopetotheend.com/ax.html

VeriChip ... Applied Digital Solutions.
The subdermal chip is not a biometric identifier in and of itself. It is a microchip implanted under the skin of an individual ( subcutaneous ) and
must be verified by a biological identifier (such as one's fingerprint or iris-scan ) in order to confirm that the number encased in a glass tube and inserted into the hand or forehead of an individual does in fact belong to that biologically identified individual.
Ultimately, this chip will be
necessitated ( never mandated ) in order to eat, buy and sell, obtain a job, or to have any kind of access ( computers, government buildings, workplace, etc. ).

If ever the VeriChip or the PKI- PIV smart card become associated with the image, name or number of the Beast ( global leader of policy ) and his 666 economic System, then they are forbidden
( off limits ) for all those who seek eternal life in Heaven.


Both the Smart Card and the subdermal chip must be verified by biometric identification.
True identification of an individual today consists of a two part system ... two different ID Systems confirming one another. One system is a biological identifier ( fingerprint, iris scan ) and the other system is an arbitrarily assigned unique number implanted in the right hand or forehead or embedded within a smart card.
A scan across the chipped-hand or chipped-card must match up with one's digital fingerprint already stored in a prearranged database and thus be confirmed.
Or else, a scan across the chipped-forehead or chipped-card must match up with one's iris print stored in a database. Together, the two different identification systems must match up in order for verification, authentication or substantiation can be confirmed.

Siemens- Infineon; Munich, Germany

Siemens - Infineon - Qimondo

Siemens Communications, Interop Vendor and MS --
 Interoperable Smart Cards
Siemens Communications, Inc. announced today that it has joined the Interop Vendor Alliance, http://www.interopvendoralliance.org.
an industrywide group committed to interoperability for its customers and vendors.
The Alliance was established to connect people, data, and diverse systems through improved interoperability with Microsoft systems. Among Siemens Communications contributions to the Alliance is its work to enable enhanced user authentication solutions based on the companys interoperable smart card technologies.
Chris Meaney, vice president of Siemens Secure Networks
As a key component of our LifeWorks vision for Open Unified Communications, our smart card technologies help meet the growing need for security and strong user authentication as more applications share the enterprise network infrastructure in increasingly interoperable environments
By integrating communications across multiple protocols, networks, and devices, LifeWorks creates a unified domain which enables seamless collaboration and access to people and critical information, irrespective of geographical location and/or current device availability
With its U.S. corporate headquarters in New York City,

OATH ( Open Authentication ) OTP ( One Time Password )

Aladdin e-token
Shlomi Yanai, vice president of eToken’s Business Unit, explains that the Aladdin eToken NG-OTP “is the world’s first ever smart card-based hybrid USB and one-time password (OTP) authentication token. It is an innovative and highly versatile device supporting multiple methods of strong two-factor authenticationthat is, authentication using both something the user has (the eToken device) and something the user knows (a password or PIN).”

Yanai says, “eToken NG-OTP 2.0 is designed as a fully integrated smart card token, with both OTP and PKI [public key infrastructure] operations performed onboard the smart card chip. It has a long battery life and does not expire, and since batteries can be replaced, a dead battery does not mean a dead token. Beyond its innovative and advanced design, eToken NG-OTP is supported by eToken’s robust security applications: our proven and developed PKI client for the Windows, Macintosh, and Linux platforms; our standards-based OTP solution; and our secure and easy-to-use single sign-on solution.”

ID Vault : verification for the consumer

Why we need BIOMETRIC verification

EMV and biometrics
The real difference is that because the chip is a computer in its own right. There is a decision making process which takes place between the terminal and the chip which decides how the cardholder is going to be validated.
Is he going to be validated by putting his pin in, is he still going to have to sign. In future we will see biometrics going into that particular space.

VIP Authentification Device from VeriSign

VeriSign on Monday unveiled a new security system to protect online buyers from identity theft, and said it had signed up PayPal, eBay, and Yahoo as the first sites to support the authentication service.

Called VeriSign Identity Protection (VIP), the system will let consumers use a single security device to authenticate themselves to any VIP-enabled Web site. Using a shared authentication network operated by VeriSign, VIP allows e-tailing sites and enterprises to provide customers or users with one authentication credential --
perhaps a USB-based token [ click link here] that plugs into the computer -- for verifying identity
VeriSign said it hoped to attract financial organizations such as banks and brokerage houses, Internet providers, and e-commerce sites to the network, where costs would be shared and the cost of stronger authentication brought down to a reasonable price.
VeriSign has been pushing tokens as a way to provide two-factor authentication, as has rival RSA Security.

Both eBay's PayPal and VeriSign will sell or give away authentication tokens for VIP. VeriSign plans to sell token devices directly to consumers through a Web portal to go live this summer. Yahoo, meanwhile, will let VIP-compliant devices authenticate users of its portals for such services as e-mail and storage.
Parts of the VIP network are available now, while others -- such as a fraud intelligence network -- will debut in four to six months.

VERISIGN,  whose software helps prevent identity theft on the Internet, said it would work with eBay and Yahoo to create a network that makes online shopping more secure. VeriSign will provide network participants with electronic devices that confirm shoppers' identities and give them access to the network, VeriSign said.
The devices will initially be distributed to consumers by eBay's PayPal unit.  (Bloomberg)-

GeoTrust and digital certificates

Long Range tags mNow


Online Payment ID
In America banks must adopt to at least two-factor authentication, in order to move beyond basic password access to accounts, for their internet banking by the end of 2006. ID Control and Softforum entered into an exclusive alliance in order to make online credit card transactions, payments and extranet access more secure with identity and access management.
By implementing XecurePay software (certified by VISA, JCB and MasterCard) online credit card transactions will be provided with enhanced security features to safeguard the identity of users and secure the transaction.

Viisage and Indentix merge
The deal between Viisage Technology Inc. and Identix Inc. will create a single stable of biometric technologies including facial, fingerprint and skin biometric products
The new company will have headquarters in Stamford, Conn., with development facilities in Massachusetts ; Minnesota ; New Jersey and Germany. It will provide "multimodal" biometric and digital credential technologies.

Microsoft, NET and authentication
Students use a variety of technologies such as iris scanning, fingerprint scanning, radio frequency identification, smart cards and e-tokens, in order to ensure the authenticity of the person accessing confidential medical files.
He explained that once authentication is confirmed, the computer program gives "permission to read or write or alter or delete portions of a patients' record."

Government and Business in bed together ( CyberStorm )
But the government is ignoring an epidemic of state-sponsored espionage and its reliance on voluntary cooperation by private sector companies and industries that are too slow to keep up with fast-moving cyber-threats, said Jim Lewis, a senior fellow and director of the Technology and Public Policy Program at CSIS (Center for Strategic and International Studies).
CSIS's Lewis painted an even more dire picture, saying that the government and private sector are nearly blind to an epidemic of intellectual property theft and state sponsored cyber espionage, even as they make incremental progress in securing their networks.

Banks want "two-factor" authentication

Bank Web sites are expected to adopt some form of "two-factor" authentication by the end of 2006, regulators with the Federal Financial Institutions Examination Council said in a letter to banks last week.
In two-factor authentication, customers must confirm their identities not only through something they know, like a PIN or password, but also with something they physically have, like a hardware token with numeric access codes that change every minute.
Other types of two-factor authentication include costlier hardware involving biometrics or "smart" cards that would be inserted into designated readers on a user's computer.
The council also suggested that banks explore technology that can estimate a Web user's physical location and compare it to the address on file
Retailers, Banks bonding in a Federated System
Although the requirements apply just to financial services companies, the policy could stimulate wider use of two-factor authentication by other merchants that are willing to "federate" their Web sites with banks, said Michael Aisenberg, director of government relations for Internet services provider VeriSign Inc.

VeriSign is a member of the Liberty Alliance, a group that is working to develop standards for federated authentication.
In a federated system, a two-factor login at one site would be recognized by another, so a travel agency associated with your bank would automatically grant you access if you came straight from the financial institution's Web site.
http://news.yahoo.com/s/ap/20051017/ap_on_hi_te/internet_banking_security rms
or biometrics that can identify fingerprints or handwriting
The council is composed of the FDIC, the Federal Reserve, the U.S. Comptroller of the Currency, the Office of Thrift Supervision and the National Credit Union Administration. Earlier this year, the FDIC ordered banks to warn customers of suspected identity theft.
Phishers typically send e-mails telling prospective victims there is a problem with their accounts, and ask them to verify personal information through a link to a real-looking Web site. Many phishing e-mails contain return addresses at sites such as Yahoo.com, or typographical or grammatical errors

VeriSign and RSA two factor authentication
VeriSign, of Mountain View, Calif., plans to debut its Unified Authentication managed service this week, which will give enterprises the ability to deploy USB (Universal Serial Bus) tokens to all their users for two-factor authentication, while allowing VeriSign to manage the infrastructure.
Also this week, RSA, of Bedford, Mass., is expected to announce a partnership with a major Internet service provider in which the ISP will give its vast broadband user base RSA's popular RSA SecurID hardware tokens—a first for a U.S.-based ISP.
The new VeriSign Unified Authentication service will use a hybrid USB token/ smart card from Aladdin Knowledge Systems Inc., of Arlington Heights, Ill., which includes the ability to generate one-time passwords and store user credentials directly on the device.

LabCal Mobile Biometric Reader

RSA and Microsoft Token

VeriChip used with biometric ID for validation, authentication

"In other uses, such as validating the identity of a credit-card user, the VeriChip technology makes identity theft more difficult, Silverman said."

ChoicePoint's core competency is verifying and authenticating individuals and their credentials. Adding VitalChek's vital record technology, data management services and network capabilities are a natural extension of our products and services that help verify a person's identity, a process that often begins with a birth certificate," said ChoicePoint Chairman and CEO Derek V. Smith.
"We also believe the increased emphasis on homeland security means vital records are becoming even more valuable in proving you are who you say you are," Smith said. "The robust and convenient system VitalChek has built for obtaining vital records is key to meeting this increased demand."

The Holy Grail of Authentication
While one-time password tokens, biometric scanners, radio frequency ID tags, and smart cards are becoming increasingly common for authentication in the enterprise environment -- such as logging into a corporate VPN -- many companies remain remarkably hesitant to attempt to deploy those solutions to a mass consumer market....
It follows naturally then that the Holy Grail of authentication would be for the world to standardize on one form. But for as much as every vendor in the space would love to be that standard, there are some pretty hefty obstacles to reaching such a goal.
Even if there was a one-size-fits-all authentication scheme that both consumers and corporations fell in love with, there will always be a question: Is it even in the world's best interest to make one or two proprietary technologies into, quite literally, the keys to everything?
Until authentication vendors come up with a simple and economical way to put user-friendly and strong authentication
in the hands of users

2 IDs needed to prevent phising. What IS phising ??
Phishing attacks are identity theft e-mails that are written to look as if they were sent from legitimate organizations. Companies such as eBay and PayPal, and some banks have seen their customers targeted by the fraudsters behind such scams.
"Banks are looking at (two-factor authentication),"

Earlier this month [ Nov. 2004 ] Howard Schmidt, former cybersecurity advisor to the White House, called for companies to implement two-factor authentication. He said that the technology was already available and that people had to supply more credentials for Internet transactions.

Bioscrypt - Datastrip: mobile ID verification
Access control for Government, Business etc.
Bioscrypt a announced today that its Bioscrypt Core fingerprint matching algorithm has been licensed for use on Datastrip's DSVII family of handheld biometric/smart card identification terminals. The partnership will help organizations increase building and grounds security by extending Bioscrypt-based identity verification from doorways and other fixed checkpoints to any location - from a hallway to a parking lot - with the aid of Datastrip's portable, wireless units
To work with contactless cards
It can also be used to add biometric verification to legacy proximity cards by linking the prox card number to the cardholder's fingerprint template and then using the Datastrip unit to read the live fingerprint, compare it against the template stored in a back-end database or on the Datastrip device itself, and deliver a "match" or "no match" verdict directly to the unit's touchscreen.

This partnership will equip enterprises, government agencies and other organizations with the tools they need to perform biometric identity verification anywhere on their premises. For example, identity badges with Bioscrypt-based fingerprint templates can be checked vehicle-side at facility gates, at military base entrances and other locations lacking a physical doorstructure," said William Michael, Sales Director for Datastrip. "This supports the growing demand for mobile identity verification solutions that can strengthen protection against trespassers and terrorists."
"With the versatility of Datastrip's DSVII terminals, our integrators now have the ability to meet the needs of disparate identity verification projects with one hardware platform, regardless of the types of cards or communication involved."

RSA Security Customers Deploy Two-Factor Authentication to Protect
Microsoft(R) Windows(R) Desktops and Networks....Vienna, Austria
RSA(R) Authentication Manager 6.1 and RSA SecurID(R) for Microsoft(R) Windows(R) 2.0 Now Available for Customers Worldwide

POS Point of Sale


Have you often wondered why the Mark of the Beast is put in the right hand or in the forehead ?
We too have wondered, and we feel it is due to the fact that those two biological places---the right hand and the forehead -- can be easily confirmed, or verified , by an alternate method of verification.

Let's begin with the hand. There are two sides to the hand, the top and the bottom. The top side of the hand is also called the back of the hand, or the posterior of the hand. The palm side is called the anterior of the hand.

magen security
www.handreader.com ..... www.irco.com

dual-authentication http://www.cr80news.com/news/2002/09/10/ir-recognition-systems-partners-with-hid-integrates-iclass-smart-cards-into-biometric-handkeys/

Let us picture, for instance, a device that looks like this
[ ....a plate at the bottom and a plate at the top. One would take one's hand at the check-out counter at the supermarket and lay it flat on the bottom plate verifying a digital fingerprint while the top piece scans the embedded chip's number.

If a chip is embedded in the posterior or back side of the hand ( a subdermal microchip) then the anterior of the hand can rest upon a glass scanner that transmits one's digital fingerprint into the database for verification at the same time, instantaneously. Thus you would have both Identification and Verification at the same time.

The design of the 2 part system can be configured in many ways. It can be a flat glass used for both the top or bottom side of the hand. A mere flip of the hand would accommodate this device. We don't know yet what the many devices will look like at the grocery check out lane and other retail pos
( point of sale ) areas .... including the computer.


Biometric ID : Built-in Fingerprint readers ( Mouse, keyboard ) for PCs


Fingerprint scanner pos keyboard

Vein pattern
With the integration of the OmniPass software alongside the high degree of security of vein pattern recognition, the PalmSecure sensor will be effectively positioned as a key component in the healthcare, government, and financial industries where strict regulations demand the latest in data protection and authentication.
The Fujitsu PalmSecure biometric authentication device offers a contactless, hygienic and non-invasive means to authenticate identity by leveraging each person's unique palm vein architecture. The sensor works by capturing a near-infrared image of the palm vein pattern. The proprietary algorithm takes this data, converts it into a digitized biometric template, and then matches it against a pre-registered template.
The enterprise can implement a certain security strategy today, for example biometrics or smart cards, but as an enterprise grows and business requirements change, support for new devices, such as Trusted Platform Module (TPM) chips or custom tokens, can be easily added.

Also, if one faces a scanner that records the number on the embedded microchip in one's forehead, while at the same time transmitting the iris scan to a database for a match, then that number ID plus the biometric ID would confirm the true identity of the customer.


So we see then that the right hand and the forehead are in close proximity to a biological identifier that can be scanned for verification. That must be why the Bible states that the 666 Mark of the Beast will be either in the right hand or in the forehead.


Continued at hopetotheend.com/v2.html

Steve Brill's Verified ID "Clear" Smart Card -- Verified Identity Pass, Inc.
"We want to go to landlords and say, this is a system you should put in for your tennants and the value is that tennants can use it to come in and out of your building As well, we may partner with some credit card companies and people would apply as part of their credit card process.
ID Awards

Unnecessary Redundancy
"If you want to prevent identity theft, then you have to introduce two factor identification, which negates the benefits of having a chip at all because third parties would be introduced, making the entire system less secure than advertised. "
It’s also no surprise that no one wants this from VeriChip.  We are already uniquely identifiable by a dozen or so different processes.  We have retina scans, fingerprints, DNA and voice recognition.  Then, there are the “minor” unique characteristics such as race, hair color, eye color, height, weight, and shoe size.  The only thing an RFID chip can do is put this into one place, making it easier than ever to track every single thing you do in life.
[ Ed:
biometric ID negates the necessity of artifical ID ]

Salvation hopetotheend.com/sal.html